Grounded Submission: Regional Affordable Innovation in Victoria

Submission: Inquiry into the supply of homes in regional Victoria  We understand the Victorian government’s preference for township development, but we are concerned that this rewards land bankers surrounding each town. Most towns generally have a dominant landholder who owns valuable land sites and holds it for rent-seeking purposes. The Vacant Residential Land Tax is

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A Smarter Way to Fix Housing: Why CLTs Deliver More for Less

Australia’s housing crisis demands more than short-term subsidies and recycled policy. In Grounded in Affordability: The Economic Case for CLTs, Karl Fitzgerald outlines how Community Land Trusts (CLTs) offer a smarter, self-sustaining alternative. With a 60% lower deposit barrier and long-term affordability, CLTs deliver housing security while recycling public investment. Unlike one-time grants, CLTs reduce housing costs by 39% and generate local economic benefits—over $9 million per 20-home development across 30 years. This proven model helps future generations access secure housing and shifts the focus from speculation to sustainability. It’s time to make housing policy work—for people, not profit.

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